Refinance to Get a Repo Vehicle Back

Inquire with the finance company or bank where you have your car financed to see if it will work with you on refinancing to get your repo vehicle back. Many times, it's less expensive for the company to help you refinance than it is to sell your vehicle for what you owe.

Check with your local bank to see if you can refinance your vehicle. Even if you didn't have it financed at that bank to begin with, it might consider giving you a loan if you don't owe too much on your car.

Ask a friend or family member to finance you. Sometimes, you can get someone with extra money or good credit to finance you at a low interest rate. This will help you get your repossessed car back. Just remember to make good on your agreement; you don't want to lose a friendship over the deal.